Our Financial Planning Services: Your Path to Financial Well-Being
At Dave Schlabach Financial, we understand that financial planning isn't one-size-fits-all. Our comprehensive range of services is designed to meet your unique needs and goals, no matter where you are on your financial journey.
Young Adults, Individuals, and Families
Establish Financial Goals
We'll collaborate to define your short-term and long-term financial aspirations, whether it's buying a home, funding your children's education, or planning for an early retirement. We'll then develop a personalized strategy to help you reach those milestones.
Income Protection
Protect your most valuable asset–your ability to earn income. We offer comprehensive life and disability insurance policies to ensure that your family is financially secure, even in the face of unexpected events.
Stock Managed Portfolios
Invest with confidence in professionally managed portfolios that align with your risk tolerance and financial objectives. We'll monitor your investments, make adjustments as needed, and keep you informed every step of the way.
Retirement Planning (IRAs, Roth IRAs, 401(k), Simple IRAs, Pension Plans)
Maximize your retirement savings with tax-advantaged accounts like IRAs, Roth IRAs, 401(k)s, Simple IRAs, and pension plans. We'll help you choose the right plan for your needs and optimize your contributions to ensure a comfortable retirement.
Investment Products
We offer a diverse selection of investment products, including stocks, bonds, mutual funds, and CDs, to help you diversify your portfolio and pursue your financial goals.
Regular Meetings
We believe in open communication and ongoing support. We'll schedule regular meetings to review your progress, discuss any changes in your financial situation, and adjust your plan as needed to stay on track.
Accounts for Children
Give your children a head start on their financial future. We offer custodial accounts and educational savings plans to help you save for college expenses or other long-term goals.
Retirees
Estate Planning
Preserve your legacy and ensure your assets are distributed according to your wishes. We'll help you create a comprehensive estate plan, including wills, trusts, and powers of attorney.
Funding for a Stream of Income
Generate a reliable income stream to support your retirement lifestyle. We'll explore strategies like annuities, dividend-paying investments, and systematic withdrawal plans to create a personalized income plan tailored to your needs.
Annuities
Secure guaranteed income for life with an annuity. We'll help you choose the right type of annuity and carrier to meet your specific needs and risk tolerance.
Investments
We'll manage your retirement portfolio to ensure it continues to grow and meet your income needs while minimizing risk. We offer ongoing monitoring and adjustments to keep your investments aligned with your goals.
Business Owners
Retirement Plans
Attract and retain top talent with a comprehensive retirement plan for your employees. We'll help you choose the right plan for your business, manage plan contributions, and ensure compliance with regulations.
Business Continuation Planning
Protect your business from unexpected events with a solid succession plan. We'll help you develop strategies to ensure a smooth transition of ownership and management, minimizing disruption to your business operations.
Key Man Insurance
Safeguard your business from the financial impact of losing a key employee. We'll help you secure life insurance policies on key personnel to cover recruitment and training costs and protect your company's financial stability.
Deferred Compensation Ideas
Attract and retain top talent with executive compensation strategies like deferred compensation plans. We'll help you structure plans that offer tax advantages to both your business and your key employees.
Tax Strategies
Minimize your business tax burden and maximize profitability. We'll help you identify tax deductions, credits, and other strategies to optimize your tax situation.
Everyone
IRAs (Traditional and Roth)
Save for retirement on a tax-advantaged basis. We'll help you understand the benefits of both traditional and Roth IRAs and determine which is the right fit for your individual circumstances.
Charitable Giving/Donor Advised Funds
Support the causes you care about while maximizing your tax benefits. We'll help you create a charitable giving strategy that aligns with your philanthropic goals.
Let's Start Planning Your Financial Future
Whether you're seeking financial advice, retirement planning, investment management, tax strategies, or insurance solutions, Dave Schlabach Financial is your trusted partner. Contact us today to schedule a complimentary consultation and learn how we can help you achieve your financial dreams.